It wasn't that long ago that only the wealthy who fit the U.S. government's arbitrary definition of an "accredited investor" had access to pre-IPO opportunities like this. But thanks to Regulation CF— part of the Jumpstart Our Business Startups (JOBS) Act, which became law in 2012 — early-stage companies such as Oxygen4Life can now raise up to $5 million from investors who are "unaccredited" (though accredited investors are welcome to take part, as well). In other words, now just about anyone can get in on terrific opportunities that were once reserved for the wealthy and big institutional investors.
Crowdfunding allows investors to support startups and early-growth companies that they are passionate about. This is different from helping a company raise money on Kickstarter. With Regulation CF Offerings, you aren't buying products or merch. You are buying a piece of a company and helping it grow.
Investors other than accredited investors are limited in the amounts they are allowed to invest in all Regulation Crowdfunding offerings (on this site and elsewhere) over the course of a 12-month period: If either of an investor's annual income or net worth is less than $124,000, then the investor's investment limit $2,500, or 5 percent of the greater of the investor's annual income or net worth, whichever is greater. If both an investor's annual income and net worth are $124,000 or higher, then the investor's limit is 10 percent of the greater of their annual income or net worth, or $124,000 whichever is greater. Accredited investors are not limited in the amount they can invest.
An individual will be considered an accredited investor if he or she: earned income that exceeded $200,000 (or $300,000 together with a spouse or spousal equivalent) in each of the prior two years, and reasonably expects the same for the current year, has a net worth over $1 million, either alone or together with a spouse or spousal equivalent (excluding the value of the person's primary residence and any loans secured by the residence (up to the value of the residence)), OR holds certain professional certifications, designations or credentials in good standing, including a Series 7, 65 or 82 license. A spousal equivalent means a cohabitant occupying a relationship equivalent to that of a spouse
Calculating net worth involves adding up all your assets, not counting your primary residence and subtracting all your liabilities. The resulting sum is your net worth.
Individuals over 18 years of age can invest. You can also not be on the terrorist watch list. Currently however, Canadian citizens are not able to invest in Regulation CF offerings
Reg CF Offerings are high risk opportunities and may not retain their value. Investing in startups and small businesses is inherently risky and standard company risk factors such as execution and strategy risk are often magnified at the early stages of a company. If a company goes out of business, your ownership interest could lose all value. Furthermore, private investments in startup companies are illiquid instruments that typically take up to five and seven years (if ever) before an exit via acquisition, IPO, etc.
Companies conducting a Reg CF are privately held companies, and their shares are not traded on a public stock exchange. As a result, the shares cannot be easily traded or sold. As an investor in a private company, you typically receive a return on your investment under the following two scenarios: The company gets acquired by another company. The company goes public (makes an initial public offering on the NASDAQ, NYSE, or another exchange).
Shares sold via Regulation Crowdfunding offerings have a one-year lock up period before those shares can be sold freely. Exceptions to limitations on selling shares during the one-year lock up are transfers: -to the company that issued the securities; -to an accredited investor; -to a family member (defined as a child, stepchild, grandchild, parent, -stepparent, grandparent, spouse or spousal equivalent, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, or sister-in-law, -including adoptive relationships.); in connection with your death or divorce or other similar circumstance.
All available financial information can be found on the offering pages for the company's Regulation Crowdfunding offering.
You may cancel your investment at any time, for any reason until 48 hours prior to a closing occurring. If you have already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To submit a request to cancel your investment please email investorsupport@oxygen4lifeinc.com.
Once an offering ends, the company may continue its relationship with DealMaker Securities for additional offerings in the future. DealMaker Securities' affiliates may also provide ongoing services to the company. There is no guarantee any services will continue after the offering ends.
If you have questions that have not been answered in the FAQ, please email our Investor Support Team at investorsupport@oxygen4lifeinc.com